1. Take a Book 2. Turn to Chapter 19 Pages 343-345 3.Think About The Following Essential Questions:
What are the basics of car insurance?
What are types of car insurance coverage?
What are the risks covered by automobile insurance?
4. Use the Magnet Summary Handout (below) to pull out 6 key concept words or key words about Auto Insurance and record important details around the word(s). 5. Write a Summary (a short paragraph) in WORD about Auto Insurance using your key word(s) and important details 6. Print and Hand in Magnet Organizer and Summary Paper
Auto insurance is mandatory in the commonwealth Drivers must purchase and maintain car insurance in order to legally drive in Pennsylvania . Under Pennsylvania law, this is called maintaining “financial responsibility” on your vehicles. A lapse in insurance coverage may result in the suspension of your vehicle registration privilege for three months, unless the lapse of insurance was for a period of less than 31 days and the owner or registrant proves to the Department of Transportation (PennDOT) that the vehicle was not operated during this short lapse in coverage.
If PennDOT determines that you operated your vehicle without the required insurance, your driver’s license may be suspended for three months. Also, your car’s license plate, registration sticker and driver’s license must be surrendered to PennDOT in order to serve the suspension. Restoration fees and proof of insurance must be submitted prior to having either registration or driving privileges returned.
If you are stopped for a moving violation and it is determined that you are operating your vehicle without insurance, you could face the following penalties and expenses:
A minimum of $300 fine for driving uninsured
A three-month suspension of your vehicle registration
A three-month suspension of your driver’s license
Restoration fees to restore your vehicle registration
Restoration fees to restore your driver’s license
Vehicle impoundment
In addition, your vehicle may not be driven by anyone while the registration is suspended.
Facts About Car Accidents 1) Each day an estimated 135,000,000 cars are on the roads in the U.S.2) The first speeding ticket was issued in 1904—the speedster was traveling at an astounding 12 miles per hour.
3) 40 percent of all fatal accidents involve alcohol.
4) It is estimated that a motorist will curse 32,000 times in their life while operating a car or truck.
5) The majority of car accidents occur within 3 miles of the driver’s home.
6) According to various research men actually cause twice as many accidents as women.
7) Teens are at a much higher risk of being injured or killed in car accidents. Each year 300,000 are injured and 5,000 are killed on average.
8) When you talk on a cell phone while driving you are increasing your chance of being in an accident by 400 percent.
9) The average text message takes 4.6 seconds to write and send. While driving that would take your eyes off the road long enough to drive the length of a football field blind if you are travelling at 55 miles per hour.
http://www.insurancefraud.org/arrests.htm#.U4dFbPldWSo
Auto Insurance Assignment:
1. Take a Book2. Turn to Chapter 19 Pages 343-345
3.Think About The Following Essential Questions:
- What are the basics of car insurance?
- What are types of car insurance coverage?
- What are the risks covered by automobile insurance?
4. Use the Magnet Summary Handout (below) to pull out 6 key concept words or key words about Auto Insurance and record important details around the word(s).5. Write a Summary (a short paragraph) in WORD about Auto Insurance using your key word(s) and important details
6. Print and Hand in Magnet Organizer and Summary Paper
Auto insurance is mandatory in the commonwealth
Drivers must purchase and maintain car insurance in order to legally drive in Pennsylvania . Under Pennsylvania law, this is called maintaining “financial responsibility” on your vehicles. A lapse in insurance coverage may result in the suspension of your vehicle registration privilege for three months, unless the lapse of insurance was for a period of less than 31 days and the owner or registrant proves to the Department of Transportation (PennDOT) that the vehicle was not operated during this short lapse in coverage.
If PennDOT determines that you operated your vehicle without the required insurance, your driver’s license may be suspended for three months. Also, your car’s license plate, registration sticker and driver’s license must be surrendered to PennDOT in order to serve the suspension. Restoration fees and proof of insurance must be submitted prior to having either registration or driving privileges returned.
If you are stopped for a moving violation and it is determined that you are operating your vehicle without insurance, you could face the following penalties and expenses:
- A minimum of $300 fine for driving uninsured
- A three-month suspension of your vehicle registration
- A three-month suspension of your driver’s license
- Restoration fees to restore your vehicle registration
- Restoration fees to restore your driver’s license
- Vehicle impoundment
In addition, your vehicle may not be driven by anyone while the registration is suspended.Facts About Car Accidents
1) Each day an estimated 135,000,000 cars are on the roads in the U.S.2) The first speeding ticket was issued in 1904—the speedster was traveling at an astounding 12 miles per hour.
3) 40 percent of all fatal accidents involve alcohol.
4) It is estimated that a motorist will curse 32,000 times in their life while operating a car or truck.
5) The majority of car accidents occur within 3 miles of the driver’s home.
6) According to various research men actually cause twice as many accidents as women.
7) Teens are at a much higher risk of being injured or killed in car accidents. Each year 300,000 are injured and 5,000 are killed on average.
8) When you talk on a cell phone while driving you are increasing your chance of being in an accident by 400 percent.
9) The average text message takes 4.6 seconds to write and send. While driving that would take your eyes off the road long enough to drive the length of a football field blind if you are travelling at 55 miles per hour.
Auto Insurance Cases:
http://www.itcanwait.com/